Predictable repayments for easier budgeting
You'll know exactly how much your repayments are with a fixed rate Unsecured Personal Loan. Its locked in rate protects you from interest rate fluctuations, so you can budget accordingly.
Whether you want predictable repayments or the flexibility to repay more, you can tailor an Unsecured Personal Loan how you want it.
Choose from a range of terms, repayment and interest options.
Big or small
Borrow as little as $3,000 or as much as $40,000.
Get a response in just 60 seconds when you apply online^.
Put simply, a comparison rate is a tool that helps customers identify the true cost of a loan, by combining both the interest rate and the fees and charges related to a loan, and combining them into a single percentage figure. The comparison rate is based on an unsecured loan of $30,000 over a term of 5 years.
New customers are required to go in branch to verify your identification. This process helps us ensure the integrity of your loans and reduces overall fraud.
|Your current employer's name, address and main switchboard number|
|Weekly post-tax income for each person applying for the loan|
|Details of your assets, your savings and investments|
|Amounts owing on your credit cards, store accounts, etc.|
|Details of your other expenses|
|If you are self-employed, you will need to provide your recent tax information|
|If you're not yet a St.George customer, information such as an Australian Driver's Licence and Medicare card will be requested to identify you. More about the information you need to provide to become a customer.|
You can apply if you are at least 18 years of age and have an Australian residential address. If you have recently moved to Australia, you may also be eligible for a personal loan. Give us a call on 13 33 3013 33 30.
A Variable Rate loan gives you flexibility, as you can make extra repayments off your loan and request to redraw those extra repayments if and when you need them.
A fixed rate loan gives you the security of knowing what your repayments are and protects you against interest rate rises for the life of the loan. You can pay extra off your loan, but there is a limit on the amount of the additional repayments you can make before break costs apply.
Personal Credit Protect4 provides optional cover for your loan repayments if you unexpectedly lose your job, become sick or injured, or pass away. You can add insurance to your loan when you apply online.
When you're managing your Personal Loan online, St.George safeguards your information and money with rigorous security measures, so you can rest assured your banking is secure.
Convenient and secure banking, so you can track and manage your loan repayments on your computer or on the go.
We acknowledge our obligation to market our products responsibly and stay in touch with the customer and community expectations. That's why we comply with 'Our Principles for Doing Business', which form the bedrock of our commitment to responsible lending. Find out more about our responsible banking principles.
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