Unsecured Personal Loan

Whether you're renovating your home, getting married, or buying a new car, we have a personal loan to suit you.

  • Apply online and get a response in 60 seconds^
  • Convenient redraw facility available with a variable interest rate loan on request, which gives you access to any extra repayments you've made (minimum redraw is $500, a $10 fee applies)1
  • Apply to borrow between $3,000 and $40,000
  • Track and manage your loan repayments using Internet Banking.

Your unsecured personal loan options include:

Fixed interest rate loan Variable interest rate loan
A fixed interest rate for added certainty when budgeting what your repayments will be A variable interest rate lets you make extra repayments each month so you could pay off your loan faster (fees apply2)
Choose the term of your loan between 1 to 5 years Choose the term of your loan between 1 to 7 years
Fixed interest rate from4: % p.a.
Comparison rate3: % p.a.
Standard variable rate from: % p.a.
Comparison rate3: % p.a.
Establishment fee: $195
Monthly administration fee: $9
Establishment fee: $195
Monthly administration fee: $9

For full details on fees and charges visit

Personal loan rates

Fixed interest rate

% p.a.

Comparison rate4

% p.a.
  • Your current employer's name, address and main switchboard number
  • Information on weekly after-tax income for each person applying for the loan
  • Details of your assets, your savings and investments
  • The limits of your credit cards, store accounts, etc.
  • Details of your other expenses
  • If you are self-employed, you will need to provide your most recent Notice of Assessment issued by the Tax Department
  • If you're not yet a St.George customer, information such as an Australian Driver's Licence and Medicare card will be requested to identify you.

Personal Loan Calculator (for fixed rate loans)

It's easy to work out an estimate of how much your personal loan repayments could be. Use the sliders to estimate your repayments in line with our current interest rate.

Amount you'd
like to borrow

Amount you'd like to borrow

Time to repay

Loan term


Your estimated
weekly repayments:

Your estimated weekly repayments:


Fixed interest rate from4: % p.a. Comparison rate3: % p.a.

# The results of this calculator are for general information only and are based on the information you have provided. The repayment amount provided by this calculator is an estimate only and does not constitute a quote or loan offer. The repayment figure is based on the current advertised fixed interest rate and includes $195 establishment fee and $9 monthly administration fee. Repayment figure excludes other account fees and charges and government fees such as stamp duty, search fees, fee for registration of security interest with the Personal Property Securities Register, compulsory third party insurance or any other disbursements, wherever these are applicable. The establishment fee will be added to your loan amount.